Young Australian couple outside their suburban home reviewing home loan details on a tablet

What Is LVR? Loan-to-Value Ratio Explained for First Home Buyers

What Is LVR? Loan-to-Value Ratio Explained for First Home Buyers LVR stands for loan-to-value ratio. It’s the size of your home loan expressed as a percentage of the lender’s assessed value of the property. It’s one of the most important numbers in your home loan application, because it determines whether you’ll pay Lenders Mortgage Insurance…

Young professional in a modern apartment looking out over an Australian city skyline

What Is Rentvesting? A 2026 Guide for First Home Buyers

What Is Rentvesting? A 2026 Guide for First Home Buyers Rentvesting is a property strategy where you rent in an area you want to live in, and use your borrowing capacity to buy an investment property somewhere more affordable. You pay someone else’s mortgage in your favourite suburb while a tenant pays most of yours…