What Is LVR? Loan-to-Value Ratio Explained for First Home Buyers LVR stands for loan-to-value ratio. It’s the size of your home loan expressed as a percentage of the lender’s assessed value of the property. It’s one of the most important numbers in your home loan application, because it determines whether you’ll pay Lenders Mortgage Insurance…
What Is Rentvesting? A 2026 Guide for First Home Buyers Rentvesting is a property strategy where you rent in an area you want to live in, and use your borrowing capacity to buy an investment property somewhere more affordable. You pay someone else’s mortgage in your favourite suburb while a tenant pays most of yours…
NSW Stamp Duty Exemption for First Home Buyers (2026) If you’re buying your first home in NSW, stamp duty is the biggest single cost you may not have to pay. The First Home Buyers Assistance Scheme (FHBAS) gives you a full exemption on homes up to $800,000 and a sliding-scale concession on homes between $800,000…