Loan Solutions
Get Into Your Own Home Faster
Guarantor Home Loans
Some lenders will allow a well-established family member to act as guarantor, letting you access a loan without the need for a ten per cent deposit.
No Deposit home loans
Even though you can afford the repayments on a mortgage, the cost of living can make it hard to pull together thousands of dollars for a deposit. We’ll explain your options.
Deposit Bonds
If the vendors require a 10% deposit and you don’t have sufficient funds a deposit bond may be the solution. Contact us to learn how this works.
No Genuine Savings Home loan
A windfall, tax return or cash gift may provide the deposit you need to buy your first home. Get the guidance you need to apply for a loan under these circumstances.
Low Deposit Home Loans
Have savings but not sure if it will be enough? There are options to borrow without needing the entire ten per cent deposit requested by most lenders.
Why work with us
Upfront Assessment and Advice
Gain an understanding of what’s possible based on your income, your savings and your financial profile.
We’ll present a realistic picture so you have clear expectations.
Support from start to settlement
Buying a home can be a lengthy process. It helps to have the support of a professional, every step of the way.
You can rely on our guidance so you always feel informed and up to date.
Ongoing Guidance
Once you have purchased a home, you can build equity and refinance to renovate or invest.
Loans for First Homes will support you at every phase of your journey as property owners.
Claim Your free loan assessment
Find out if you qualify for a home loan based on your income, savings and expenses