Your First Home, Made Simple
We make it easy to get your foot in the door
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About Loans For First Homes
Making A Difference In The Lives Of Our Clients
Led by home loan specialist Patrick O’Brien, Loans for First Homes has helped thousands of Australians step into their first homes with confidence.
Patrick and the team will show you how much you can afford to borrow and will guide you every step of the way towards approval for your loan.
He specialises in turning complicated mortgage processes into straightforward paths to home ownership.
Get started by requesting a free loan assessment today.
Why Choose Loans For First Homes
Operating since 2001
For over two decades, we have guided thousands of Australians through the door of their first home. Our expertise is built on real results for real people just like you.
Clear, Upfront Advice
We start by cutting through the jargon and explaining exactly what you need to know about your first home loan. No hidden surprises—just straightforward information you can actually use.
Long-term Guidance
When the timing isn’t quite right, we don’t just walk away. We’ll develop a practical roadmap to strengthen your position, finances and prepare you for success. Your “not yet” becomes our “let’s make it happen”.
Understand Your Options
Contrary to popular belief, you don’t always need a 10% deposit to secure your first home. We’ll show you the alternative pathways that many Australians don’t know exist.
Range of Ledgers
Our team maintains strong relationships across 52 major banks and specialist lenders. This extensive network means more opportunities to find the perfect loan solution for your unique situation.
Competitive Rates
We’ll scour our extensive lender network to secure you interest rates that keep your repayments manageable. Your financial wellbeing isn’t just about getting approved—it’s about thriving as a homeowner.
Zero-Cost Expertise
Our service comes without a price tag for you. We are paid by lenders, not by clients—meaning you get professional guidance and support without paying a cent out of pocket.
High Success Rate
Our high approval rate isn’t by chance. We leverage decades of industry expertise and insider knowledge to structure your application for maximum success—even in challenging situations.
Dependable Service
The home loan journey involves multiple steps, but you will never walk alone. From your first enquiry through to settlement day celebrations, our team provides consistent, reliable support at every stage.
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Find out if you qualify for a home loan based on your income, savings and expenses
Success Stories from our clients
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